ONTARIO LAND TRANSFER TAX CALCULATOR
Put a number
to your next move.
Estimate provincial land transfer tax and, for a Toronto property, municipal land transfer tax. A useful starting point for your closing budget.
ESTIMATED LAND TRANSFER TAX
Your estimate
Enter a price to see the provincial and municipal breakdown.
- Ontario tax
- Toronto tax
- Assumed refunds
Estimate only. Excludes legal fees, HST, registration and administration charges, non-resident speculation taxes and other closing costs.
What this estimate assumes.
A current purchase of a residential property containing one or two single family residences, with the purchase price equal to the taxable consideration. Toronto means the City of Toronto, not the entire GTA.
For Toronto purchases, the estimate uses rates effective April 1, 2026. It does not calculate historical transactions, special exemptions, assignments, beneficial ownership changes or partial refund eligibility.
If foreign buyer rules may apply, contact us for a full assessment. Those taxes and eligibility restrictions are outside this calculator.
First-time buyer refunds need a closer look.
The illustration deducts up to $4,000 of Ontario tax and up to $4,475 of Toronto tax, capped at the tax payable. Eligibility involves age, previous home ownership anywhere in the world, spousal history, residency or citizenship and occupancy requirements.
Joint ownership can change the refund. Selecting the option does not confirm that you qualify.
The next step
Review our fees and closing costs or read the closing budget guide.
Rates checked October 10, 2026. Sources: Ontario tax rates, Ontario refunds, Toronto rates and Toronto rebates.
YOUR NEXT STEP
Now get the rest of the picture.
A tax estimate is one part of the budget. Tell us about your purchase for a written legal quote.